Terms and Conditions – Wellington Capital Bank
Welcome to Wellington Capital Bank (“we,” “our,” or “the Bank”). These Terms and Conditions (“Terms”) govern your use of our website, digital platforms, and banking services. By accessing or using our services, you agree to comply with these Terms in full. If you do not agree with any part of these Terms, you should refrain from using our services.
These Terms are intended to ensure clarity and transparency in your interactions with Wellington Capital Bank. They outline your rights, obligations, and responsibilities as a client or visitor, and also define our commitments to providing secure, efficient, and compliant banking services.
1. Account Registration and Eligibility
To access our banking services, you must complete the registration process and provide accurate and complete information. You affirm that all personal and financial information provided is truthful and current. Misrepresentation or falsification of information may result in suspension or termination of your account.
Accounts are available only to individuals who meet applicable eligibility criteria, including legal age and regulatory requirements in your jurisdiction. By registering, you confirm that you are legally capable of entering into a binding agreement with Wellington Capital Bank.
2. Use of Services
You agree to use our services solely for lawful purposes and in accordance with these Terms. You must not engage in any activity that could compromise the security, integrity, or functionality of our systems, including unauthorized access or interference with other users’ accounts.
The Bank reserves the right to monitor, limit, or suspend services where misuse or suspicious activity is detected. While we strive for uninterrupted access, we do not guarantee continuous availability of our platforms due to maintenance, technical issues, or circumstances beyond our control.
3. Client Responsibilities
You are responsible for maintaining the confidentiality of your login credentials and other security measures related to your accounts. Any activity conducted using your account is deemed authorized by you unless you notify the Bank promptly of unauthorized access.
You must promptly report any errors, discrepancies, or suspicious activity to Wellington Capital Bank. Failure to notify the Bank may result in limited remedies or inability to reverse certain transactions. Protecting your account information is a shared responsibility between you and the Bank.
4. Fees and Charges
The use of certain banking services may be subject to fees, charges, or commissions, which will be disclosed in advance. You agree to pay all applicable fees promptly, and the Bank reserves the right to update fees from time to time with notice to clients.
Non-payment or delayed payment of fees may result in suspension of services or additional charges. All fees are exclusive of applicable taxes unless otherwise stated, and you are responsible for any taxes arising from your use of our services.
5. Privacy and Data Protection
By using our services, you consent to the collection, storage, and processing of your personal and financial information in accordance with our Privacy Policy. We are committed to maintaining the confidentiality and security of your data.
You agree that Wellington Capital Bank may use your information to provide services, comply with regulatory requirements, prevent fraud, and improve our platforms. Disclosure of information to third parties will occur only as permitted by law or with your consent.
6. Intellectual Property
All content, trademarks, logos, and proprietary materials on our website and digital platforms are the property of Wellington Capital Bank or its licensors. You may use these materials only for personal, non-commercial purposes in connection with our services.
Any unauthorized copying, reproduction, distribution, or modification of our intellectual property is strictly prohibited. The Bank reserves all rights not expressly granted under these Terms.
7. Limitation of Liability
Wellington Capital Bank strives to provide accurate and reliable information, but we do not guarantee that services will be free of errors, interruptions, or security breaches. You agree that use of our services is at your own risk.
To the fullest extent permitted by law, the Bank shall not be liable for any indirect, incidental, or consequential losses arising from your use of our services. This includes financial loss, reputational damage, or disruption of business activities.
8. Governing Law and Dispute Resolution
These Terms are governed by the laws of the jurisdiction in which Wellington Capital Bank operates. Any disputes arising from these Terms or your use of our services shall be resolved in accordance with applicable laws.
The Bank encourages clients to contact us directly to resolve any disputes amicably. Where necessary, disputes may be submitted to mediation, arbitration, or courts of competent jurisdiction, in accordance with governing law.
9. Amendments to Terms
Wellington Capital Bank reserves the right to update or modify these Terms at any time. Material changes will be communicated through our website or other appropriate channels, and the updated Terms will take effect from the specified date.
Continued use of our services after the publication of changes constitutes acceptance of the revised Terms. Clients are encouraged to review these Terms periodically to ensure awareness of current requirements and obligations.
10. Contact Information
For questions, clarifications, or concerns regarding these Terms and Conditions, please contact:
Wellington Capital Bank
